Actual
A local-first personal finance app observed · 2026-08-28
Health v2 · maintenance only
98/100
- Activity 99
- Release rhythm 96
- Longevity 100
How is this computed?
round(0.45*activity + 0.35*rhythm + 0.20*longevity); archived -> min(score, 10) — computed 2026-09-03. Adoption (stars, forks) is never an input.
- gap_med: 28.0
- age_days: 1587
- days_rel: 26
- days_push: 7
- n_releases_24m: 33
Adoption not part of the score
28387 stars · 2888 forks observed · 2026-08-28
What it is AI-extracted, prompt v1, taxonomy v1, 2026-08-29, confidence not recorded
Actual Budget is a free, open-source, local-first personal finance app built with Node.js and TypeScript, centered on envelope budgeting. It runs as a desktop/web client with an optional sync server (Docker or hosted), supporting multi-device sync, optional end-to-end encryption, transaction tracking, reports, and bank syncing via GoCardless, SimpleFIN, and other providers.
Use cases
- track my spending with envelope budgeting
- self-host a personal finance app that keeps my data private
- sync my budget across devices with end-to-end encryption
- import transactions from bank files and CSVs
- replace YNAB with a free open-source budgeting tool
- see net worth and cash flow reports for my accounts
- automatically sync transactions from my bank
When to choose
- you want full ownership and privacy of your financial data with local-first storage
- you prefer envelope-based budgeting over forecasting methods
- you want a free, self-hostable alternative to YNAB or paid budgeting apps
- you need offline-capable budgeting with optional multi-device sync
When to avoid
- you want fully automatic hands-off money management without manual transaction entry
- you need managed multi-user or business accounting features
- you are unwilling to run a server or maintain backups for browser-only usage
Facets
application · maturity active
self-hosted developer-tools fintech developer-tools self-hosted privacy self-hosted cross-platform budgeting personal-finance envelope-budgeting local-first money-management bank-sync electron end-to-end-encryption docker web-server nodejs desktop mobile
10 sources
- readme: https://github.com/actualbudget/actual · fetched 2026-08-28 · 86f75c7d04ad
- homepage: https://actualbudget.org · fetched 2026-08-29 · f450afdb5617
- site_page: https://actualbudget.org/docs/tour · fetched 2026-08-29 · 207becf257fb
- site_page: https://actualbudget.org/docs · fetched 2026-08-29 · 9a17c3017436
- site_page: https://actualbudget.org/docs/install · fetched 2026-08-29 · 6e186d73e5d3
- site_page: https://actualbudget.org/docs/getting-started/sync · fetched 2026-08-29 · c315b037d6df
- site_page: https://actualbudget.org/docs/budgeting · fetched 2026-08-29 · a26c4e570441
- site_page: https://actualbudget.org/docs/accounts · fetched 2026-08-29 · 2fcb40e2f977
- site_page: https://actualbudget.org/docs/advanced/bank-sync · fetched 2026-08-29 · eb096ca7ceee
- site_page: https://actualbudget.org/docs/transactions/transfers · fetched 2026-08-29 · 5f2da5af0fea
Member repositories
| Repository | Role | Health v2 |
|---|---|---|
| actualbudget/actual | main | 98 |
| actualbudget/actual-server | backend | 10 |
For agents
markdown · JSON · MCP: product_card(name="actualbudget/actual")
Data as of 2026-08-30T08:39:29.467469+00:00 · Report a problem