whisper-money/whisper-money

Health v2 · maintenance only

Flags: no_license

Adoption not part of the score

1113 stars · 112 forks observed · 2026-09-03

What it is AI-extracted, prompt v1, taxonomy v1, 2026-08-30, confidence not recorded

Whisper Money is a privacy-first, self-hostable personal finance application for tracking accounts, transactions, budgets, and spending insights. It supports syncing with thousands of banks and can point its AI features at a local model to keep data entirely on your own infrastructure.

Use cases

• track my spending without spreadsheets
• self-host a personal finance app
• categorize bank transactions automatically
• create budgets and see spending insights
• sync multiple bank accounts in one place
• private alternative to Mint or Excel budgeting

When to choose

• you want a privacy-first, self-hosted budgeting tool with bank syncing
• you prefer open-source code you can audit for data handling
• you want automatic transaction categorization with automation rules

When to avoid

• you need a mobile-first native app experience
• you want a fully free tool - bank connections are on a paid plan
• you need accounting features like invoicing or double-entry bookkeeping

Facets

application · maturity active

self-hosted analytics workflow-automation chatbot fintech privacy self-hosted developer-tools self-hosted php personal-finance budgeting money-management bank-sync expense-tracking laravel react inertia web-server docker

Member repositories

For agents

markdown · JSON · MCP: product_card(name="whisper-money/whisper-money")