# OpenBankProject/OBP-API

An open source RESTful API platform for banks that supports Open Banking, XS2A, PSD2 and Open Finance through access to accounts, transactions, counterparties, payments, entitlements and metadata - plus a host of internal banking and management APIs.

Repository: https://github.com/OpenBankProject/OBP-API
Canonical: https://ross.abutalabs.com/products/obp-api
Homepage: https://www.openbankproject.com/
Language: Scala
License Family: other
Topics: xs2a, xs2a-interface, xs2a-connector, psd2, psd2-xs2a-interface, openbanking, openbanking-api
Last push: 2026-08-26T11:38:44+00:00

## Health v2 (maintenance only)
Score: 77/100 (v2, computed 2026-09-02T17:46:02.011165+00:00)
- activity 99, release rhythm 35, longevity 100
- inputs: {"age_days": 5034, "days_push": 7, "days_rel": null, "gap_med": null, "n_releases_24m": 0}
- flags: no_releases, no_license
- formula: round(0.45*activity + 0.35*rhythm + 0.20*longevity); archived -> min(score, 10)

## Adoption (not part of the score)
Stars 1738, forks 480 (observed 2026-08-28T04:05:29.976717+00:00)

## What it is
An open-source RESTful API platform for banks that exposes accounts, transactions, payments, counterparties, entitlements and metadata, supporting Open Banking, XS2A, PSD2 and Open Finance standards. It abstracts core banking systems behind a consistent API with OAuth 2, OpenID Connect and Direct Login authentication, plus sandbox, data blurring and view-based transparency features.

## Use cases
- expose bank accounts and transactions via a REST API
- achieve PSD2 / XS2A open banking compliance
- build fintech apps on top of bank data
- provide a sandbox for open banking hackathons and testing
- add payments and payment initiation APIs to a bank
- manage entitlements and roles for API consumers
- share configurable views of transaction data with third parties

## When to choose
- you are a bank or core-banking provider needing an open banking API layer
- you need PSD2/XS2A compliance endpoints quickly
- you want a self-hosted open banking sandbox for development
- you want to abstract multiple core banking systems behind one API

## When to avoid
- you need a lightweight client SDK rather than a full server platform
- your project cannot accept AGPL v3 licensing obligations
- you are not in banking or open finance and just need generic payment processing
- you need a managed SaaS with no self-hosting effort

## Facets
- artifact type: service
- maturity: active
- function: api-framework, http-server, auth, authorization, webhook, sdk
- domain: fintech, apis, backend, self-hosted
- platform: jvm, self-hosted
- tags: open-banking, psd2, xs2a, open-finance, banking-api, rest-api, api-platform, scala, agpl, web-server, docker

## Member repositories
- OpenBankProject/OBP-API (main) score 77

## Provenance
- Observed fields: from GitHub, fetched 2026-08-28T04:05:29.976717+00:00.
- Health v2: computed from the inputs above; adoption is never an input.
- Inferred fields (summary, facets, guidance): AI-extracted, prompt v1, taxonomy v1, on 2026-08-30T03:30:17.690301+00:00, confidence not recorded.
  - readme: https://github.com/OpenBankProject/OBP-API (fetched 2026-08-28T04:05:29.976717+00:00, sha 4df0220155d6)
  - homepage: https://www.openbankproject.com/ (fetched 2026-08-29T11:07:42.822124+00:00, sha 67bfe0a8141c)
  - site_page: https://www.openbankproject.com/getting-started (fetched 2026-08-29T11:07:42.831631+00:00, sha 05220b81906f)
  - site_page: https://www.openbankproject.com/about (fetched 2026-08-29T11:07:42.833583+00:00, sha da0ee510150c)
- Data as of 2026-08-30T08:39:29.467469+00:00.